FROM THE MANAGER

WAYNE PEDERSON JOINS MISSION  AMERICA!

KINGS BRASS IN CONCERT

LETTERS From Our Listners

LOOKING  AHEAD

HAPPY BIRTHDAY

PASTOR OF THE WEEK   heard weekdays at 5:30 pm

MEMORIAL GIFTS

WCIF Day Sponsors  - those who underwrite the cost of an entire broadcast day.

GIVING

SHOW YOUR COLORS - WCIF Colors
 

As you can imagine, I've become a collector of lighthouses.   I have pictures, figurines, books, and pins.  Some I have purchased, some have been given as gifts on special occasions and most of the pictures are cut outs.  I have one treasure painted by a very good friend.  As I look around 
my office and home I am reminded of the station's (and my) task.  Lean on the Lord so we can stay steady and strong.

I have another collection that consists of two items.  They are lapel pins.  I'm not looking to add to this collection since those I have were the personal property of loved ones who have gone on to be with the Lord.  The first pin belonged to my Dad and is the emblem of the company he 
worked for most of his life.  I've always liked the red, white and blue emblem of the Union Pacific Railroad.  On Dad's pin there are three small diamonds signifying thirty years of service.  The second pin belonged to my sister-in-law who before moving to Florida served Durham County General Hospital for more than twenty years.  Her gems look to be emeralds. I am inspired when I think of the consistency and perseverance each of these pins represent. I know how difficult it must have been for Beverly to daily work in developing student nurses, dealing with them on a personal and professional level.  I'm sure she was an example that many of her graduates still use to steer them in their careers.

My Dad was a laborer.  It was difficult work yet most days when he came home he still had time to remodel our house or build a beautiful runabout from scratch or convert our garage into a shop where he started a second job.  I remember many days he would come home looking like a coal miner, clean up and head for his shop.  He took good care of his family.

I guess you can see I love my family.  Even those who have gone on still have a place here on earth, in our hearts.   As much as family means to me you should also see from my collections I admire consistency and perseverance.  Where would we all be if we couldn't find a steadfast, 
faithful environment?  The world shows us as it attempts to deal with turmoil and find peace that it has lost the ability to create or even recognize stable safe surroundings.  As we help shape and steer our world, we need to lean more on our Living Lord.  He is the one who can help us take on His strength, develop a desire to reach and rescue His precious children (the world), and live a rewarding consistent life that will be fulfilling to us and faithful to His purpose.  And one day when we hear Him say, "well done thou good and faithful servant", we won't be surprised but full of joy that our work was accomplished and our faithfulness was because of His faithfulness
We at WCIF pray that in this new year we will live up to all of God's  expectations for us.  We want to be consistent and persistent.  We want to help you stay steady, be encouraged and become a stronger follower in December 2003 than you are in January.  Is that possible and  worthwhile?  It would certainly please the Lord so you decide.  In order to stay steady one element of our foundation is the ability to pay our monthly expenses and provide an emergency reserve.  As much as we can help you and your friends, we need your help.  This is a two way street.  In your resolutions for the new year will you please consider a steady contribution  to WCIF?  Even before sharathon comes in March we could benefit from your decision.  You have heard appeals from almost every broadcast ministry we air and hopefully you can respond but remember, this is your local source for your favorite ministry and needs to remain healthy as well.  Could our logo be your logo, telling others what is safe and important?  May this year be your best year of persistent and consistent Christian living and may WCIF be one of your main sources of growth and inspiration.  And may your local church be your service outlet to the world in need.

              Lee J. Martinez
 
 

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New Dimensions broadcaster Wayne Pederson has joined Mission America as COO/President effective Jan. 1, 2003.  We'll miss Wayne's presence on the WCIF airways.  Mission America Coalition is a network of 400 Christian Leaders uniting for evangelism and spiritual renewal in our nation and the church. The Coalition represents 80+ denominations (with 210,000 churches) and over 350 ministries and networks such as Campus Crusade for Christ, Navigators, Concerts of Prayer International, and Promise Keepers.  Mission America calls for active participation in the Great Commandment (To love the Lord with all your heart , and your neighbor as yourself)  and the Great Commission (to preach the Gospel to everyone).  Wayne says of his opportunity, "Serving with Mission America Coalition is clearly a call from the Lord.  It fits my call to ministry to 'make the Good News clear to good church people who didn't have personal relationship with Jesus Christ.'  (Barna tells us that's 50% of churchgoers today.)  It also fits with my passion for evangelism and spiritual renewal.  And it uses God-given spiritual gifts in strategic planning, team building, communication of vision, and networking.  In addition, Mission America Coalition is not a top-down organization, but a grass roots movement,  which fits my management style as player/coach.  Our experiences have helped sharpen our mission.  There is no more effective way to effect permanent change in our culture than through the preaching of the Gospel.  And there's no more powerful way to change the church than through genuine spiritual renewal."     Wayne produced New Dimension for over 30 years.  He and his wife Norma have two daughters and six grandchildren.
 

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MELBOURNE BEACH - I sure enjoy the Christian radio station. I have the radio on all night. Do you have a program schedule? Thank you.

GUTTENBERG, IA - We are snow birds and I just wanted you to know how much we appreciate your Christian station.

MELBOURNE - Your Christian radio station is such a blessing. Mike Kellogg really comforts me after a busy day. May you continue to spread the Gospel by word and music.

E-MAIL - I just wanted to let you know how much I appreciated this month's newsletter and the addresses for the birthdays of the special friends we have in the service of this station. I have wanted to get in touch with June Hunt at Hope For The Heart, but can send her a birthday card and encourage her in this ministry.

COCOA BEACH - This is to thank you from the bottom of my heart for your thoughtfulness in airing the programs "Unshackled", "Songs in the Night" on Sunday's from 11 pm to 12 am.

TITUSVILLE - Thank you for all you are and do for our Lord Jesus and His people. Blessings to all.
 

PALM BAY - Here is just a small gift. I am so blessed to have friends that keep us going with those special programs. Praise God.

PALM BAY - I have been out of town visiting my grandchildren for nearly a month and it was truly wonderful, but something was missing. You got it! My Christian radio! I hope I never have to be without it again.

GRANT - I pledged a dollar a day back during the Shara-Thon. The Lord is so good, your station is a blessing.

MALABAR - I wanted to express to you how pleased I am with your new style of programming in the morning. It blesses my heart to hear more modern songs. I used to find myself  changing to other stations to hear the more modern artists but you are beginning to be my all time favorite choice on  the dial.
 

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Programmers make changes
Some of our programmers have informed us they will no longer be producing certain programs.   Please pray with us as we attempt to fill the gaps these features filled.  Sometime in mid-January "New Dimensions" and "A Slice of Infinity" will be discontinued. Ravi Zacharias weekend half-hour program,  "Let My People Think" will continue.  We aired  these programs to fill a specific need and will miss them.  If you have any suggestions contact us.  We may already know of the programmer you suggest but it might be worth the contact.

IN TOUCH (Weekdays 2:00 & 9:30p.m.) 
Dr. Charles Stanley 
Jan. 6 & 7 - The Ultimate Race
Jan. 8 - Into All The World
Jan. 9 & 10 - Doing God's Work God's Way
Jan. 13 & 14 - How Do You Listen To God's Word?
Jan. 15 & 16 - Hindrances To Hearing 
Jan. 17 - Idols In The Life Of The Believer Series: Contending For The Faith: A Study In Jude
Jan. 20 - Contending For The Faith
Jan. 21 - Judgment Upon False Teachers 
Jan. 22 - Living Amidst False Teachers
Jan. 23 - Reinforcing Our Faith
Jan. 24 - Our God Is Able
Jan. 27 & 28 - Overcoming The Ups and Downs of Life
Jan. 29 - 30 - How To Walk With God
Jan. 31 - God's Goal For My Life

FOCUS ON THE FAMILY (Weekdays 1:30 & 9:00 p.m.)
Jan. 6 - ADF: A Decade of Impact, join legal counsel Alan Sears and see what God has done through this ministry. 
Jan. 7 & 8 - A Story of Cancer and Comfort - Dr. David Jeremiah
Jan. 9 & 10 - My Journey to Salvation - Adolph Coors III tells how God spoke to his heart and showed him the only way to salvation.
Jan. 13 - Joe Gibbs:  Staying on Track - Nascar racing team owner and former NFL coach on the importance of family, friends and Jesus Christ Jan. 
16 & 17 - Renewing Hearts and Homes - Kay Coles James
Jan. 20 - Abortion:  A Breast Cancer Link - Dr. Walt Larimore and Dr. Joel Brind
Jan. 22 - Abortion and the Church - panel discussion
Jan.  23 & 24 - Reaching Hearts on Abortion - Scott Klusendorf presents a message that outlines what pro-lifers need to know  if they are to speak out against abortion.
Jan. 27 & 28 - Surviving the Strong-willed Child - Cynthia Tobias
Jan. 30 & 31 - Setting Captives Free - Former congresswoman Linda Smith talks about her ministry to victims of human trafficking.

INSIGHT FOR LIVING (weekdays, 8:30 a.m. & 7:30 p.m.) 
Chuck Swindoll 
continues The Series A Family Album  starting Jan. 7.
Jan. 7 & 8 - The Parents of a Son Born Blind
Jan. 9 & 10 - A Double Blessing for a Single Parent
Jan. 13  & 14 - Earning the Right to be Called "Dad"
Jan. 15, 16, & 17 - From Captive to Queen:  An Adoption Story
Jan. 20 & 21 - If You Have the Solo . . Sing Out!
Jan. 22 & 23 - Special Interview with Chuck Swindoll and Colleen Dane
     The Series Gaining a Fresh Perspective starts January 24th.
Jan. 24 & 27:  Clearing Away the Trash We Regret
Jan. 28 & 29 - Finding Healing through Forgiveness
Jan. 30 & 31 - Focusing on Priorities We Pursue

BACK TO THE BIBLE (Weekdays, 8:00 p.m.) 
Woodrow Kroll 
Jan. 6 - 10 Becoming Intimate with God 
Jan. 14 - 24 - How to Find the Perfect 
Church Jan. 27 - 31 - Being a Christian is Like Buying a Car

HOPE FOR THE HEART (Weekdays, 10:00 a.m.) 
June Hunt 
Jan 6. - 10 - Purpose in Life:  How to Pinpoint Your Priorities
Jan. 13 - 17 - Decision Making:  Discerning the Will of God
Jan. 20 - 24 - Abortion Prevention:  Not a Choice, But a Child
Jan. 27 - 31 - Communication:  The Heart of the Matter
 

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Each   month  we  list   our broadcasters that have birthdays  that  month.   We     encourage  you  to  remember  these friends  and their in ministry with special prayer on that day.
 
 

December 22 - Anonymous in honor of their wedding anniversary
December 24 - Wally and Betty Stansbury in thankfulness for all their blessings through Christ their Lord and Savior
December 29 - Jim and Barbara Stusse to share God's love and blessings with everyone
January 1- Teamwork Appraisal Service to share God's love and blessings with everyone
January 2 - Barbara Rice for Christ's Glory in the New Year
January 10 - Curt and Linda Smith in memory of his mother Dorothy Smith on her birthday
January 16 - Sandy Hill in honor of her husband Bob on his birthday
January 18 - Curt and Linda Smith in honor of her mother Jean Parrotto on her eightieth birthday
January 21 - Darrell and Anita Claborn in honor of their wedding anniversary
January 22 - Julia Williams in memory of  her husband Michael on his birthday
January 30 - Uve and Irmgard Laufenberg in thanksgiving for the healing of their daughter Angela McGee

Thanks to our Day Sponsors who have underwritten the cost of a broadcast day on WCIF.  If you, your church or business would like information about being a Day Sponsor call WCIF at 725-9243 or if you live outside the local calling area 1-877-725-9243.
 

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Giving at the end of the year allows the Christian giver to express gratitude and love for the financial and spiritual blessings experienced during the year. The spiritual value of year-end giving is often overlooked, and yet is one of the most important factors in Christian stewardship.  Giving thanks to God for all He has done for us should motivate us to give all that we can. Proverbs 3:9(a)(NAS) says to "Honor the Lord from your wealth". 

Here are some ways that you as a Christian may honor the Lord as you give your wealth.

Gifts of Cash
Charitable gifts are often made by cash or check. - If you itemize your deductions, gifts of cash may be deducted up to 50% of adjusted gross income.  - If you want to take a deduction on April 15 for this year's taxes, the gift must be completed by December 31.

Deductions may be taken in the year of the gift and may be spread over five more years.  Since tax rates are decreasing over the next several years, making a gift this year gives the best deduction.

Stock 
Appreciated Stock -Give the Stock to the church and let the church sell it.  You by-pass capital gains taxes and you get a charitable deduction for the full value of the stock.  The stock must be owned by you for a year and a day.  Depreciated Stock- You sell the stock and give the proceeds to the church.  You may take a loss and take a charitable deduction for a cash gift of the proceeds.  NOTE:  If you own $10,000 in appreciated securities and have $10,000 in cash, you should give the $10,000 in appreciated stock to the church, then use the $10,000 cash to replace the stock given.  This gives you a stepped-up basis.

GIFTS OF REAL ESTATE
You Must Have owned property for one year and a day. - Your deduction is based on the fair market value of the real property.  You must obtain a qualified appraisal.  Your tax advantages are the same as for appreciated and depreciated stock.

Gifts of Life Insurance
You may assign your annual dividends to the church/WCIF.  You may use the 
annual dividends to purchase a new policy for the church and make the church the irrevocable owner and beneficiary. - Give a paid-up policy that you already own.  You can deduct an amount equal to the approximate cash value up to 50% of adjusted gross income.  - Name the church as a primary or contingent beneficiary of a policy you already own.

Retirement Assets
If you are over 59 ½ and have tax-deferred retirement accounts, you  may wish to make withdrawals sufficient  to fund your charitable gift.  -   You will report the income on your tax return and take a corresponding deduction for your gift.

Charitable Remainder Trust (CRT)
A Charitable Remainder Trust provides substantial tax savings and provides an annual income to the donor.  If funded with appreciated assets, you may by-pass capital gains taxes and may increase your income when the asset is sold and reinvested to produce an income for the beneficiaries. Upon the death of all 
beneficiaries, the remaining assets are distributed to the church.

Gift Annuity
A Gift Annuity allows a person to make a gift of cash or securities and retain the right to receive income from the gift.   - The payout rate is based upon the beneficiary's age(s).  You receive a tax deduction and a portion of the income is returned as tax-free principal.  If the annuity is funded with appreciated assets, capital gains may be deferred. At the death of the beneficiaries, the church receives the remaining principal.

NOTE:  Tax laws are subject to change.
 
 

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